THE ECONOMICS OF OPEN CREDIT

Protocol economics

Measurable lending demand and protocol economics. No invented fee splits or creator revenue.

Current borrow demandActive borrowingAcross tracked markets

Weighted utilization87.86%

Supply-weighted APY3.75%

Debt-weighted borrow APY4.28%

Protocol fee parameters

Market	Supply activity	Borrow activity	Fee on interest
USDe / USDG	Deposits present	Active borrowing	0%
syrupUSDG / USDG	Deposits present	Active borrowing	0%
mGLO / USDG	Deposits present	Active borrowing	0%
spUSDG / USDG	Deposits present	Active borrowing	0%
NVDA / USDG	Deposits present	Active borrowing	0%
SPCX / USDG	Deposits present	Active borrowing	0%
GOOGL / USDG	Deposits present	Active borrowing	0%
AAPL / USDG	Deposits present	Active borrowing	0%
NVDA / USDG	Deposits present	Active borrowing	0%
GOOGL / USDG	Deposits present	Active borrowing	0%
META / USDG	Deposits present	Active borrowing	0%
PONS / USDG	Deposits present	Active borrowing	0%
SPY / USDG	Deposits present	Active borrowing	0%
TSLA / USDG	Deposits present	Active borrowing	0%
AI / USDG	Deposits present	Active borrowing	0%
SPY / USDG	Deposits present	Active borrowing	0%
TSLA / USDG	Deposits present	Active borrowing	0%
NVDA / USDG	Deposits present	Active borrowing	0%
NVDA / WETH	Deposits present	No open borrowing	0%
CASHCAT / USDG	Deposits present	Active borrowing	0%
AAPL / USDG	Deposits present	Active borrowing	0%
AAPL / USDG	Deposits present	Active borrowing	0%
AVGO / USDG	Deposits present	No open borrowing	0%
F / USDG	Deposits present	No open borrowing	0%
GOOGL / USDG	Deposits present	Active borrowing	0%
USAR / USDG	Deposits present	No open borrowing	0%
CRWV / USDG	Deposits present	No open borrowing	0%
NBIS / USDG	Deposits present	No open borrowing	0%
LULU / USDG	Deposits present	No open borrowing	0%
SGOV / USDG	Deposits present	Active borrowing	0%

Historical cumulative interest earned and paid are not presented because a complete accounting dataset is not available here. Current APYs are not realized earnings. Agentlend does not collect a creator fee.